We are independent Insurance Brokers providing advice and cover on a wide range of insurance products.   This website is for our Secure Home Insurance Special Scheme, please go to our main website for information on the other products and services we provide.

 

We have teamed up with the UK’s leading home insurer, Norwich Union who offer security and peace of mind to thousands of customers who choose them to insure their homes and possessions. Here’s why you may wish to protect your home with the Chubb Insurance Secure Home Scheme.

 

Eligibility

The policy is designed to reward customers who are risk aware and have a minimum level of security coupled with 3 years without claim when taking out the policy.  Please click here for full details.

 

Benefits

• Easy to arrange, comprehensive protection with a range of options, so that, with our help you can select the one that’s right for you.
• Clubline Total Incident Management claims service, available 24 hours a day, 365 days a year (Available from Sept 2007)
• Additional options which allow you to choose cover to suit your needs, such as travel insurance or legal expenses

 

Chubb Secure Home Scheme is a flexible option for people who want to choose their own levels of insurance cover to reflect their individual lifestyle.  Whatever your needs, Chubb Secure Home Scheme allows you to pick exactly the level of cover you want. The Scheme features:

 

Standard cover*

• Contents up to the sum insured selected (including valuables)
• Accidental damage to televisions, stereos and home computers
• Contents temporarily removed from your home, including cover for students living away
• Contents in outbuildings and in the open
• Replacement locks
• Spoilage of food in the freezer
• Loss of domestic heating fuel or metered water
• Cost of alternative accommodation should your home become uninhabitable
• Damage caused by Emergency Services
• Occupiers’, Personal and Employer’s Liability.

 

Optional cover*

• Buildings - Cover up to the sum insured selected
• Personal belongings - Covering the family’s belongings in and out of the home and while traveling abroad. You can insure your clothing, personal money, credit/debit cards and more
• Additional accidental damage - Extends your home Contents cover to include accidental damage to items such as carpets, furniture and household appliances.
• Working from home - Covers your home office equipment up to £15,000. Samples and stock (up to £1,000) are also covered in your home, and you’re covered for office equipment that you use away from the home.
• Travel insurance (home or abroad, summer or winter).
• Family Legal Protection.
• Caravan insurance
• Home and Garden package (covering garden plants and additional ‘pairs and sets’ cover)
• Personal Accident.
• Sports Cover.

 

*Full details of policy cover, limits, exclusions, definition of valuables and the standard excesses you will be required to pay in the event of a claim can be found in a copy of the Chubb Secure Home Scheme policy booklet.

Excesses – A standard excess of £60 applies to Contents, Buildings and Personal belongings and there is a standard excess of £1,000 for subsidence.

Please check with Chubb Insurance Brokers adviser if an excess applies to any additional covers you may have selected.

 

 

About your policy

When you take out a Chubb Secure Home policy though Chubb Insurance Brokers you will be given a Policy booklet, which gives all the different areas of cover and any limits or exclusions (‘exclusions’ mean conditions under which the policy does not apply).

You will also be given a Schedule that lists the specific areas of cover you have chosen and any extra options.  The Policy booklet and Schedule, together with the information you give us when you apply, will form the ‘contract of insurance’ between you, the Policyholder, and Norwich Union Insurance.

 

What to do next

Please contact us by telephone 01202 778000 or email us and we will provide you with a quotation.  We will guide you through the application process and make sure that your policy gives you maximum value while also giving you the most appropriate protection.

 

Claims

Clubline Total Incident Management claims service is available 24 hours a day, 365 days a year from the Norwich Union.  In addition our own staff have extensive knowledge of claim procedures to assist you, which will help to minimise any problems in the event of damage accident or injury.   We are here to help!

Above all our service is personal, we have experienced and longstanding staff who truly care about the service we provide.